A Personal Contract Purchase plan where you may pay a deposit up to 40% of the vehicles purchase price, choose your required mileage and finance on a term of between 24 and 48 months. Volvo Car Credit then calculate a Guaranteed Future Value (GFV) for the vehicle at the end of the term. At the end of your agreement you have 3 options: (i) pay the GFV to own the vehicle; (ii) part exchange the vehicle, where equity is available; or (iii) return the vehicle. Further charges may be made subject to the condition of the vehicle.
A traditional form of finance agreement: you choose your new Volvo, agree how much deposit to pay and your finance term; your monthly payments are then based on your balance plus any interest charged; at the end of the contract when you have made your final monthly payment, the car is yours.
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